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carolynthiqo

Financial Planning Excellence

Built on Trust, Driven by Results

We believe financial planning isn't just about numbers—it's about understanding the unique story behind every budget and helping Canadian families build lasting financial security through thoughtful, multi-year planning strategies.

What Drives Everything We Do

Since 2018, our approach has been shaped by three fundamental beliefs that guide every interaction, every tool we create, and every piece of advice we share with our clients.

Transparent Planning

We break down complex financial concepts into clear, actionable steps. No hidden fees, no confusing jargon—just honest conversations about your money and realistic paths forward.

"Every client deserves to understand exactly where their money goes and why."

Long-term Thinking

Quick fixes don't build wealth. We focus on sustainable strategies that work over years, not months. Our multi-year budget framework helps families see the bigger picture and make decisions that compound over time.

"Good financial habits today create the freedom you want tomorrow."

Personal Partnership

Your financial journey is unique, and cookie-cutter solutions don't work. We take time to understand your family's goals, challenges, and dreams before recommending any strategy.

"Every budget tells a story—we help you write a better ending."

The People Behind Your Planning

Our team combines decades of experience in Canadian financial markets with a genuine passion for helping families achieve their goals. We're not just advisors—we're neighbors, parents, and people who understand the real challenges of managing money in today's economy.

What sets us apart isn't just our expertise, but our commitment to staying accessible. We answer emails, return calls, and take time to explain things as many times as needed. Because your success is our success.

47 Years Combined Experience
1,200+ Families Served
89% Client Retention Rate
24hr Average Response Time
Rosalind Chen, Senior Financial Strategist

Rosalind Chen

Senior Financial Strategist

"I've been helping Canadian families plan their finances for over 15 years. What I love most is that moment when clients finally see how all the pieces fit together."

Beatriz Morrison, Client Education Specialist

Beatriz Morrison

Client Education Specialist

"Financial literacy isn't taught in schools, but it should be. I'm passionate about filling that gap and making complex topics feel manageable for everyone."

Our Promise to Every Client

When you work with carolynthiqo, you're not just getting financial advice—you're gaining partners who are genuinely invested in your success. We measure our success by your progress, not by the products we sell or the fees we collect. This philosophy shapes everything from how we structure our meetings to the tools we develop.

  • We'll never recommend a financial product we wouldn't use ourselves or suggest to our own families

  • Every strategy comes with clear explanations of risks, benefits, and alternatives so you can make informed decisions

  • We'll adapt our approach as your life changes—new jobs, growing families, market shifts, or unexpected challenges

  • Your questions are always welcome, no matter how basic or complex—we believe education leads to better outcomes

Ready to Start Planning?

We're currently scheduling initial consultations for August through December 2025. Each session includes a comprehensive review of your current situation and a customized roadmap for your financial goals.

8358 121A St # 45
Surrey, BC V3W 1T6

Phone: +17057278170

Email: info@carolynthiqo.com